Introduction
Delta Dental insurance is a popular dental insurance provider that offers coverage for various dental treatments, including braces. Many people require braces to correct misaligned teeth or bite issues, and understanding the coverage provided by Delta Dental insurance for braces is essential. In this article, we will explore the coverage options, limitations, and other important details regarding Delta Dental insurance and braces.
Types of Braces Covered
Delta Dental insurance typically covers different types of braces, including traditional metal braces, ceramic braces, and lingual braces. Traditional metal braces consist of metal brackets and wires and are the most common type of braces. Ceramic braces are similar to metal braces but use tooth-colored or clear brackets, making them less noticeable. Lingual braces are attached to the back of the teeth, making them virtually invisible from the front.
Coverage Details
The coverage provided by Delta Dental insurance for braces can vary depending on the specific plan and policy. It is important to review the policy details and contact Delta Dental directly to understand the coverage options available to you. In general, Delta Dental insurance may cover a portion of the cost of braces, including the initial consultation, orthodontic treatment, and necessary adjustments throughout the treatment period.
Age Limitations
Delta Dental insurance typically covers braces for children and teenagers under the age of 18. However, some plans may also offer coverage for adults in certain cases, such as severe misalignment or bite issues. It is important to check with Delta Dental to determine if adult coverage for braces is available under your specific plan.
Waiting Period
Delta Dental insurance may impose a waiting period before coverage for braces becomes effective. This waiting period can vary depending on the plan and policy. It is important to review the waiting period details in your policy to understand when coverage for braces will begin.
Out-of-Pocket Expenses
While Delta Dental insurance covers a portion of the cost of braces, there may still be out-of-pocket expenses for the policyholder. These expenses can include deductibles, co-pays, and any costs that exceed the coverage limits set by the insurance plan. It is important to review your policy details and understand the out-of-pocket expenses associated with braces.
Orthodontist Selection
Delta Dental insurance typically allows policyholders to choose their preferred orthodontist for braces treatment. However, it is important to ensure that the chosen orthodontist is in-network with Delta Dental to maximize the coverage benefits. Going to an out-of-network orthodontist may result in reduced coverage or no coverage at all.
Conclusion
Delta Dental insurance offers coverage for braces, including traditional metal braces, ceramic braces, and lingual braces. The coverage details, age limitations, waiting periods, and out-of-pocket expenses can vary depending on the specific plan and policy. It is important to review your policy details, contact Delta Dental for clarification, and choose an in-network orthodontist to maximize coverage benefits.
References
– deltadentalins.com
– dentalplans.com
– ehealthinsurance.com
