Health insurance deadlines 2016

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Health insurance deadlines in 2016 were crucial for individuals and families to secure coverage and avoid penalties. These deadlines played a significant role in ensuring that people had access to affordable healthcare options and could make informed decisions about their insurance plans. In this article, we will explore the various health insurance deadlines in 2016 and their implications.

Open Enrollment Period

Open Enrollment Period: The Open Enrollment Period for health insurance in 2016 started on November 1, 2015, and ended on January 31, 2016. During this time, individuals and families could enroll in or make changes to their health insurance plans. It was an opportunity for those without insurance to find coverage and for existing policyholders to review their options and make necessary adjustments.

Special Enrollment Period

Special Enrollment Period: Outside of the Open Enrollment Period, individuals could still enroll in or change their health insurance plans if they experienced certain qualifying life events. These events included getting married, having a baby, losing other health coverage, or moving to a new area. The Special Enrollment Period allowed people to access health insurance when they experienced significant life changes outside of the regular enrollment period.

Medicaid and Children’s Health Insurance Program (CHIP)

Medicaid and CHIP: The deadlines for Medicaid and the Children’s Health Insurance Program (CHIP) varied by state. These programs provided low-cost or free healthcare coverage to eligible individuals and families. While the Open Enrollment Period applied to Medicaid and CHIP in some states, others had year-round enrollment. It was important for individuals to check the specific deadlines and requirements in their state to ensure they could access these programs.

Penalties for Not Having Insurance

Penalties for Not Having Insurance: In 2016, individuals who did not have health insurance coverage for more than three consecutive months during the year faced penalties when filing their federal income taxes. The penalty was either a percentage of the household income or a flat fee, whichever was higher. It was crucial for individuals to understand the penalties and deadlines to avoid any financial repercussions.


In 2016, health insurance deadlines played a vital role in ensuring that individuals and families had access to affordable healthcare options. The Open Enrollment Period provided an opportunity for people to enroll in or make changes to their health insurance plans, while the Special Enrollment Period allowed for flexibility in cases of qualifying life events. Understanding the deadlines and penalties for not having insurance was crucial to avoid any financial consequences.