How to add credit card to apple wallet?

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Adding a credit card to Apple Wallet is a convenient way to make secure and contactless payments using your iPhone or Apple Watch. By adding your credit card to Apple Wallet, you can easily make purchases in stores, online, and within apps without the need to carry your physical card. In this article, we will guide you through the process of adding a credit card to Apple Wallet and provide some additional tips for using this feature effectively.

Adding a Credit Card to Apple Wallet

Step 1: Open the Wallet App: On your iPhone, open the Wallet app. This app comes pre-installed on all iPhones and is represented by an icon that resembles a wallet.

Step 2: Tap the ‘+’ Button: In the Wallet app, tap the ‘+’ button located in the upper-right corner of the screen. This will initiate the process of adding a new card to Apple Wallet.

Step 3: Follow the On-Screen Instructions: Apple Wallet will prompt you to scan your credit card using your iPhone’s camera. Align your credit card within the frame provided on the screen, and the app will automatically capture the necessary information.

Step 4: Verify the Card Details: After scanning your credit card, Apple Wallet will display the card details on the screen. Make sure the information is correct and matches the details on your physical card.

Step 5: Agree to Terms and Conditions: Apple Wallet will present you with the terms and conditions for adding your credit card. Read through them and tap the ‘Agree’ button to proceed.

Step 6: Verify Your Identity: Depending on your bank or credit card issuer, you may be required to verify your identity. This can be done through various methods, such as receiving a verification code via SMS or email.

Step 7: Start Using Your Credit Card in Apple Wallet: Once your credit card is successfully added to Apple Wallet, you can start using it for contactless payments. Simply hold your iPhone or Apple Watch near a compatible payment terminal and authenticate the transaction using Face ID, Touch ID, or your device passcode.

Tips for Using Apple Wallet

Enable Notifications: To stay updated on your transactions and receive notifications for payments made with your credit card in Apple Wallet, make sure to enable notifications for the Wallet app in your device settings.

Manage Your Cards: Apple Wallet allows you to add multiple credit cards, debit cards, and even loyalty cards. To manage your cards, open the Wallet app, and tap on the card you want to manage. From there, you can view transaction history, set a default card, or remove a card if needed.

Use Apple Pay Online: In addition to making payments in physical stores, Apple Wallet also enables you to make secure purchases online and within apps that support Apple Pay. Look for the Apple Pay button at checkout and follow the prompts to complete your purchase.


Adding a credit card to Apple Wallet is a simple process that allows you to make convenient and secure payments using your iPhone or Apple Watch. By following the steps outlined in this article, you can easily add your credit card to Apple Wallet and start enjoying the benefits of contactless payments. Remember to manage your cards and enable notifications for a seamless experience.