How to change credit card on apple pay?

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Changing the credit card linked to your Apple Pay account is a simple process that can be done directly from your iPhone. Whether you want to update your card due to expiration, loss, or simply want to switch to a different card, Apple Pay provides a convenient way to manage your payment options. In this article, we will guide you through the steps to change your credit card on Apple Pay.

Changing Credit Card on Apple Pay

To change the credit card on your Apple Pay account, follow these steps:

Step 1: Open the Wallet App
Locate and open the Wallet app on your iPhone. The Wallet app is represented by an icon with a wallet on a blue background.

Step 2: Tap on the Credit Card
Once the Wallet app is open, tap on the credit card that you want to change. This will open the details of the selected credit card.

Step 3: Tap on the Three Dots
In the top-right corner of the screen, you will see three dots. Tap on these dots to access additional options for the credit card.

Step 4: Select “Remove Card”
From the options menu, select “Remove Card” to remove the current credit card from your Apple Pay account.

Step 5: Confirm Removal
A confirmation prompt will appear, asking you to confirm the removal of the credit card. Tap on “Remove” to proceed.

Step 6: Add a New Card
After removing the previous credit card, you will be taken back to the main screen of the Wallet app. Tap on the “+” icon to add a new card.

Step 7: Follow the On-Screen Instructions
Follow the on-screen instructions to add your new credit card to Apple Pay. You can either manually enter the card details or use the camera to scan the card.

Step 8: Verify Your Card
Depending on your bank, you may need to verify your card before it can be added to Apple Pay. This verification process usually involves receiving a verification code via SMS or email.

Step 9: Set as Default Card (Optional)
If you want to set the newly added credit card as your default card for Apple Pay, go to Settings > Wallet & Apple Pay and tap on “Default Card.” Select the card you want to set as default.


Changing the credit card on Apple Pay is a straightforward process that can be done directly from your iPhone’s Wallet app. By following the steps outlined above, you can easily update your payment information and continue using Apple Pay with your preferred credit card.