How to check credit score bank of america?

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Checking your credit score is an important step in managing your financial health. Bank of America, one of the largest banks in the United States, provides several ways for its customers to access their credit scores. In this article, we will explore how to check your credit score through Bank of America and understand the significance of monitoring your credit.

Checking Your Credit Score with Bank of America

Online Banking: Bank of America offers its customers the convenience of accessing their credit scores through their online banking platform. To check your credit score, log in to your Bank of America account online and navigate to the “Accounts” section. Under the “Credit Card” tab, you will find a link to access your FICO credit score. Click on the link to view your credit score and related information.

Mobile Banking App: If you prefer to check your credit score on the go, Bank of America also provides access to your credit score through their mobile banking app. Download the Bank of America mobile app from your device’s app store and log in to your account. Once logged in, navigate to the “Accounts” section and select the “Credit Card” tab to find your credit score information.

Monthly Statements: Bank of America includes your FICO credit score on your monthly credit card statements. By reviewing your monthly statements, you can keep track of your credit score over time and identify any changes or fluctuations.

Credit Score Monitoring Services: Bank of America also offers credit score monitoring services to its customers. These services provide regular updates on your credit score, alerts for any significant changes, and additional tools to help you understand and improve your credit. You can enroll in these services through Bank of America’s online banking platform or by contacting their customer service.

The Importance of Checking Your Credit Score

Checking your credit score regularly is crucial for several reasons:

Financial Awareness: Your credit score reflects your creditworthiness and is used by lenders to determine your eligibility for loans, credit cards, and other financial products. By regularly checking your credit score, you can stay informed about your financial standing and take steps to improve it if necessary.

Identity Theft Detection: Monitoring your credit score can help you detect any unauthorized activity or potential identity theft. If you notice sudden drops or unexpected changes in your credit score, it may indicate fraudulent activity, and you can take immediate action to protect yourself.

Improving Your Credit: By monitoring your credit score, you can identify areas for improvement and take proactive steps to enhance your creditworthiness. This may include paying bills on time, reducing credit card balances, and disputing any errors on your credit report.


Checking your credit score with Bank of America is a straightforward process that can be done through online banking, the mobile app, or by reviewing your monthly statements. Regularly monitoring your credit score is essential for financial awareness, detecting identity theft, and improving your creditworthiness.