How to send someone money from a credit card?

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Sending money from a credit card to someone else can be a convenient way to transfer funds quickly and securely. Whether you need to repay a friend, support a family member, or make a purchase on someone else’s behalf, there are several methods available to send money from a credit card. In this article, we will explore different options and guide you through the process step by step.

Using Peer-to-Peer Payment Apps

Peer-to-peer payment apps have become increasingly popular for sending money conveniently. Apps like Venmo, PayPal, and Cash App allow users to link their credit cards and transfer funds to other users. Here’s how you can send money using these apps:

1. Download the app: Start by downloading the desired peer-to-peer payment app from your smartphone’s app store.

2. Sign up or log in: Create an account or log in if you already have one.

3. Link your credit card: Navigate to the settings or profile section of the app and add your credit card information. You may need to provide the card number, expiration date, and security code.

4. Verify your card: Some apps may require you to verify your credit card by confirming a small charge or entering a verification code sent to your card statement.

5. Add recipient: Enter the recipient’s username, email address, or phone number, depending on the app’s requirements.

6. Enter the amount: Specify the amount you want to send and choose your credit card as the funding source.

7. Confirm and send: Review the details of the transaction and confirm the transfer. The recipient will typically receive a notification and can access the funds in their app account.

Bank Transfers

If the recipient doesn’t use a peer-to-peer payment app, you can still send money from your credit card through a bank transfer. Here’s how:

1. Check your credit card terms: Before proceeding, review your credit card terms to ensure that cash advances or balance transfers are allowed. Some credit cards may restrict these transactions or charge additional fees.

2. Add recipient as a payee: Log in to your online banking account and add the recipient as a payee. You will need their bank account details, such as the account number and routing number.

3. Initiate a transfer: Once the recipient is added as a payee, select the option to transfer funds. Choose your credit card as the funding source and enter the amount you wish to send.

4. Confirm and send: Review the transaction details and confirm the transfer. The funds will be transferred from your credit card to the recipient’s bank account.

Money Transfer Services

Money transfer services, such as Western Union or MoneyGram, also offer the option to send money from a credit card. Here’s how you can use these services:

1. Find a service location: Locate a nearby branch or agent of the money transfer service you prefer.

2. Provide recipient details: Fill out the necessary forms, providing the recipient’s name, contact information, and the desired transfer amount.

3. Choose credit card as payment method: Inform the agent that you want to pay with a credit card. They will guide you through the process and ensure your credit card information is securely processed.

4. Pay the transfer amount: Hand over your credit card to the agent and pay the transfer amount, including any applicable fees.

5. Share transaction details with the recipient: After completing the transaction, the agent will provide you with a transaction number or receipt. Share this information with the recipient, as they will need it to collect the funds.


Sending money from a credit card can be done through various methods, including peer-to-peer payment apps, bank transfers, and money transfer services. Each method offers its own advantages and considerations, so choose the one that best suits your needs. Remember to review the terms and fees associated with your credit card and the chosen method before proceeding with the transfer.


– Venmo:
– PayPal:
– Cash App:
– Western Union:
– MoneyGram: