How to use chase credit card before it arrives?

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Using a Chase credit card before it arrives may seem like a challenge, but there are actually several ways to make the most of your card even before it physically arrives in the mail. Whether you’re eager to start earning rewards or need to make a purchase right away, this article will guide you through the process of using your Chase credit card before it arrives.

Online Account Setup

Step 1: Visit the Chase website: Go to the Chase website by typing “Chase” into your preferred search engine and clicking on the official Chase website link.

Step 2: Click on “Sign In”: Look for the “Sign In” button on the top right corner of the Chase homepage and click on it.

Step 3: Choose “Not enrolled? Sign up now.”: If you don’t have an existing Chase online account, select the option to sign up for a new account.

Step 4: Provide the required information: Follow the prompts to provide your personal information, including your Chase credit card number, Social Security number, and other details as requested.

Step 5: Set up your username and password: Create a username and password that you will use to log in to your Chase online account.

Virtual Credit Card Number

Step 1: Log in to your Chase online account: Use the username and password you created during the online account setup process to log in to your Chase online account.

Step 2: Navigate to the “Secure Message Center”: Look for the “Secure Message Center” option in your online account dashboard.

Step 3: Send a message to Chase customer support: Compose a message requesting a virtual credit card number. Explain your situation and the reason why you need to use your credit card before it arrives.

Step 4: Wait for a response: Once you’ve sent your message, wait for a response from Chase customer support. They will provide you with a virtual credit card number that you can use for online purchases.

Mobile Wallet

Step 1: Download the Chase mobile app: Visit the app store on your mobile device and search for the Chase mobile app. Download and install the app.

Step 2: Log in to the app: Open the Chase mobile app and log in using your Chase online account username and password.

Step 3: Add your Chase credit card to the mobile wallet: Within the app, navigate to the “Wallet” or “Cards” section and follow the prompts to add your Chase credit card to your mobile wallet.

Step 4: Use your mobile wallet for purchases: Once your Chase credit card is added to your mobile wallet, you can use it to make purchases at any merchant that accepts mobile payments.


While waiting for your Chase credit card to arrive in the mail, you can still make use of its benefits and features. By setting up your online account, requesting a virtual credit card number, or adding your card to a mobile wallet, you can start using your Chase credit card before it physically arrives. These options provide convenience and flexibility, ensuring you can make purchases and earn rewards right away.


– Chase website:
– Chase mobile app: App Store or Google Play Store