I need health insurance but i have no income reddit

AffiliatePal is reader-supported. When you buy through links on our site, we may earn an affiliate commission.



If you find yourself in a situation where you need health insurance but have no income, Reddit can be a valuable resource for finding information and guidance. This article will explore some options and strategies that you can consider if you are in this predicament.

Exploring Medicaid

Medicaid is a government program designed to provide health coverage for individuals and families with low income. Each state has its own Medicaid program, and eligibility requirements may vary. However, Medicaid generally provides coverage for essential health services, including doctor visits, hospital stays, prescription medications, and preventive care.

To determine if you qualify for Medicaid, you can visit your state’s Medicaid website or contact your local Medicaid office. They will guide you through the application process and help you understand the necessary documentation and income requirements.

State Health Insurance Marketplaces

Under the Affordable Care Act (ACA), each state has a Health Insurance Marketplace where individuals and families can shop for health insurance plans. These marketplaces offer a range of coverage options, including Medicaid and private insurance plans.

Depending on your income level, you may qualify for subsidies or tax credits that can make health insurance more affordable. These subsidies are based on the federal poverty level, and the specific income thresholds vary by state.

You can access your state’s Health Insurance Marketplace through the official website or by calling the marketplace hotline. They can provide you with information about available plans, eligibility requirements, and enrollment periods.

Seeking Assistance from Nonprofit Organizations

There are several nonprofit organizations that focus on providing healthcare assistance to individuals with low income or no income. These organizations may offer free or low-cost health services, including medical care, prescription medications, and preventive screenings.

Some well-known nonprofit organizations in the healthcare sector include the National Association of Free & Charitable Clinics (NAFC), Volunteers in Medicine (VIM), and Community Health Centers. These organizations often have clinics or partner with healthcare providers to offer services to those in need.

You can search for local nonprofit organizations in your area that provide healthcare assistance or reach out to national organizations for guidance. They can help you navigate the healthcare system and connect you with resources that can provide the care you need.


While it may seem challenging to find health insurance when you have no income, there are options available to help you access the care you need. Medicaid, state health insurance marketplaces, and nonprofit organizations are all potential avenues to explore. It is crucial to research and reach out to the appropriate resources in your state to determine your eligibility and find the best solution for your healthcare needs.


– Medicaid: www.medicaid.gov
– Health Insurance Marketplace: www.healthcare.gov
– National Association of Free & Charitable Clinics: www.nafcclinics.org
– Volunteers in Medicine: www.volunteersinmedicine.org
– Community Health Centers: www.nachc.org