What is a credit union routing number?

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A credit union routing number is a nine-digit code that is used to identify a specific credit union and facilitate the transfer of funds between financial institutions. The routing number is also known as the ABA routing number or routing transit number (RTN).

The routing number is typically used when making electronic funds transfers, such as setting up direct deposit or making an online bill payment. The routing number is used to route the transaction to the correct financial institution and account. The routing number is also used to identify and validate the credit union in financial transactions.

Each credit union has a unique routing number that is assigned by the American Bankers Association (ABA). You can find your credit union’s routing number by looking at your checkbook, checking account statement, or online account summary. You can also contact your credit union directly to ask for the routing number.

It’s important to make sure you have the correct routing number when making electronic funds transfers, as using the wrong routing number can result in the transfer being delayed or rejected.