What jobs qualify for student loan forgiveness?

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Student loan forgiveness programs can provide significant relief for individuals burdened with student loan debt. These programs aim to alleviate the financial strain by forgiving a portion or all of the outstanding student loans. However, not all jobs qualify for student loan forgiveness. In this article, we will explore the types of jobs that may qualify for student loan forgiveness and the criteria associated with these programs.

Public Service Loan Forgiveness

One of the most well-known student loan forgiveness programs is the Public Service Loan Forgiveness (PSLF) program. Under this program, individuals who work full-time for a qualifying public service organization may be eligible for loan forgiveness after making 120 qualifying payments. Qualifying public service organizations include government agencies, non-profit organizations, and certain other types of public service employers.


Teachers may be eligible for various student loan forgiveness programs. The Teacher Loan Forgiveness program, for example, offers loan forgiveness of up to $17,500 for teachers who work full-time for five consecutive years in low-income schools or educational service agencies. Additionally, teachers who work in certain subjects, such as math, science, or special education, may be eligible for additional loan forgiveness through state-specific programs.

Healthcare and Medical Professions

Several student loan forgiveness programs target healthcare and medical professionals. For example, the National Health Service Corps (NHSC) offers loan repayment assistance to healthcare providers who work in underserved areas. The NHSC Loan Repayment Program provides up to $50,000 in loan forgiveness for two years of full-time service in an approved site. Similarly, the Nurse Corps Loan Repayment Program offers loan forgiveness for registered nurses and nurse practitioners who work in critical shortage areas.

Certain legal and law enforcement professions may also qualify for student loan forgiveness. The John R. Justice Student Loan Repayment Program, for instance, offers loan forgiveness to state and federal public defenders and state prosecutors. Eligible individuals must commit to working as public defenders or prosecutors for at least three years and meet other program requirements.

Non-Profit and Volunteer Work

Working for non-profit organizations or participating in volunteer programs can also lead to student loan forgiveness. The AmeriCorps program, for example, offers education awards that can be used to repay student loans after completing a term of service. Additionally, some non-profit organizations have their own loan forgiveness programs for employees who meet specific criteria.


While not all jobs qualify for student loan forgiveness, there are several programs available for individuals working in public service, education, healthcare, law enforcement, and non-profit sectors. These programs provide an opportunity for individuals to have a portion or all of their student loans forgiven, alleviating the financial burden associated with higher education. It is important for individuals to research and understand the specific criteria and requirements for each program to determine their eligibility.


– Federal Student Aid: studentaid.gov
– U.S. Department of Education: ed.gov
– National Health Service Corps: nhsc.hrsa.gov
– Nurse Corps Loan Repayment Program: bhw.hrsa.gov
– AmeriCorps: americorps.gov
– John R. Justice Student Loan Repayment Program: justice.gov