Best homeowners insurance in wisconsin

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When it comes to protecting your home, having the best homeowners insurance is crucial. In the state of Wisconsin, where extreme weather conditions and other unforeseen events can pose a threat to your property, finding the right insurance coverage is essential. In this article, we will explore the best homeowners insurance options available in Wisconsin, considering factors such as coverage, customer satisfaction, and affordability.

Factors to Consider

Before diving into the specific insurance providers, it’s important to understand the factors that make an insurance company the best choice for homeowners in Wisconsin. Here are some key factors to consider:

Coverage: Look for an insurance company that offers comprehensive coverage for your home, including protection against natural disasters, theft, vandalism, and liability.

Customer Satisfaction: It’s important to choose an insurance provider that has a reputation for excellent customer service and prompt claims processing. Reading customer reviews and ratings can give you insights into the company’s reliability.

Affordability: While price shouldn’t be the sole determining factor, it’s important to find a homeowners insurance policy that fits within your budget. Compare quotes from multiple providers to find the best balance between coverage and cost.

Top Homeowners Insurance Providers in Wisconsin

1. State Farm: State Farm is a well-known insurance provider that offers a range of coverage options for homeowners in Wisconsin. They have a strong financial stability rating and provide excellent customer service. State Farm offers various discounts, such as multi-policy, home security system, and claims-free discounts, which can help reduce the cost of your premium.

2. Amica Mutual: Amica Mutual consistently ranks highly in customer satisfaction surveys. They offer comprehensive coverage options for homeowners in Wisconsin, including protection against natural disasters. Amica Mutual also provides discounts for bundling policies, having a home security system, and being claims-free.

3. USAA: While USAA is primarily known for serving military members and their families, they also offer homeowners insurance to the general public in Wisconsin. USAA is known for its exceptional customer service and comprehensive coverage options. However, eligibility for USAA insurance is limited to military members, veterans, and their immediate family members.

4. Allstate: Allstate is another reputable insurance provider that offers homeowners insurance in Wisconsin. They provide a range of coverage options and offer discounts for bundling policies, having a home security system, and being claims-free. Allstate also has a user-friendly online platform for managing your policy and filing claims.

5. Progressive: Progressive is known for its competitive pricing and customizable coverage options. They offer a variety of discounts, including multi-policy, home security system, and new home discounts. Progressive also provides an online quote tool that allows you to easily compare prices and coverage options.


Finding the best homeowners insurance in Wisconsin requires considering factors such as coverage, customer satisfaction, and affordability. State Farm, Amica Mutual, USAA, Allstate, and Progressive are among the top insurance providers in Wisconsin, offering comprehensive coverage options and excellent customer service. Remember to compare quotes and read customer reviews to make an informed decision that best suits your needs.


– State Farm:
– Amica Mutual:
– Allstate:
– Progressive: