How much does it cost to file bankruptcy in wisconsin?

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Filing for bankruptcy can be a daunting process, and one of the concerns that individuals may have is the cost associated with it. In this article, we will explore the cost of filing bankruptcy in Wisconsin and provide you with a comprehensive understanding of the expenses involved.

Types of Bankruptcy

Before delving into the costs, it’s important to understand the different types of bankruptcy available in Wisconsin. The most common types are Chapter 7 and Chapter 13 bankruptcy.

Chapter 7 Bankruptcy: This type of bankruptcy is often referred to as liquidation bankruptcy. It involves the sale of non-exempt assets to repay creditors. Chapter 7 bankruptcy is typically suitable for individuals with limited income and significant debt.

Chapter 13 Bankruptcy: Also known as reorganization bankruptcy, Chapter 13 allows individuals with a regular income to create a repayment plan to pay off their debts over a period of three to five years. This type of bankruptcy is often chosen by individuals who want to protect their assets and have a steady income.

Attorney Fees

When filing for bankruptcy in Wisconsin, it is highly recommended to hire an experienced bankruptcy attorney to guide you through the process. The attorney’s fees will vary depending on several factors, including the complexity of your case and the attorney’s experience.

On average, the attorney fees for a Chapter 7 bankruptcy in Wisconsin range from $1,000 to $2,500. For a Chapter 13 bankruptcy, the fees can range from $3,000 to $5,000. These fees typically cover the attorney’s time, expertise, and representation throughout the bankruptcy process.

Court Filing Fees

In addition to attorney fees, there are court filing fees that must be paid when filing for bankruptcy in Wisconsin. These fees are set by the U.S. Bankruptcy Court and are subject to change. As of the time of writing, the court filing fees for bankruptcy in Wisconsin are as follows:

– Chapter 7 Bankruptcy: $335
– Chapter 13 Bankruptcy: $310

It’s important to note that these fees may change, so it’s advisable to check the U.S. Bankruptcy Court’s website or consult with your attorney for the most up-to-date information.

Credit Counseling and Debtor Education Courses

Before filing for bankruptcy, individuals are required to complete credit counseling and debtor education courses. These courses aim to provide individuals with the necessary knowledge and skills to manage their finances effectively.

The cost of these courses varies depending on the provider. Credit counseling courses typically cost around $25 to $50, while debtor education courses can range from $50 to $100. It’s essential to ensure that the courses you choose are approved by the U.S. Trustee Program to meet the bankruptcy requirements.

Additional Costs

While attorney fees, court filing fees, and credit counseling courses are the primary costs associated with filing bankruptcy in Wisconsin, there may be additional expenses depending on your specific circumstances. These can include:

– Credit report fees
– Bankruptcy trustee fees
– Costs for obtaining necessary documents and records
– Post-bankruptcy financial management courses

It’s crucial to discuss these potential additional costs with your bankruptcy attorney to have a clear understanding of what to expect.


Filing for bankruptcy in Wisconsin incurs several costs, including attorney fees, court filing fees, and credit counseling and debtor education course fees. The total cost will depend on various factors, such as the type of bankruptcy and the complexity of your case. It’s essential to consult with an experienced bankruptcy attorney to get a precise estimate of the costs involved in your specific situation.


– U.S. Bankruptcy Court for the Eastern District of Wisconsin:
– U.S. Trustee Program: