How much does it cost to file bankruptcy in tennessee?

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Filing for bankruptcy can be a complex and costly process, and if you are considering filing in Tennessee, it’s important to understand the associated costs. In this article, we will delve into the various expenses involved in filing bankruptcy in Tennessee, providing you with a comprehensive overview of what to expect.

Attorney Fees

Attorney fees: One of the most significant costs when filing for bankruptcy is hiring an attorney to guide you through the process. Attorney fees can vary depending on the complexity of your case and the experience of the lawyer. On average, you can expect to pay anywhere between $1,000 and $3,500 for Chapter 7 bankruptcy, and between $3,000 and $6,000 for Chapter 13 bankruptcy in Tennessee.

Court Filing Fees

Court filing fees: In addition to attorney fees, you will also be required to pay court filing fees when submitting your bankruptcy petition. As of 2021, the filing fee for Chapter 7 bankruptcy in Tennessee is $338, while the filing fee for Chapter 13 bankruptcy is $313. These fees are subject to change, so it’s important to verify the current fees with the bankruptcy court.

Credit Counseling and Debtor Education Courses

Credit counseling and debtor education courses: Before filing for bankruptcy, individuals are required to complete credit counseling and debtor education courses. These courses aim to provide you with the necessary information and tools to manage your finances better in the future. The cost of these courses can range from $20 to $100, depending on the service provider you choose.

Additional Costs

Additional costs: Depending on your specific circumstances, there may be additional costs associated with your bankruptcy filing. These can include fees for obtaining credit reports, appraisals, or valuations of your assets. It’s essential to discuss these potential costs with your attorney to ensure you have a clear understanding of what is involved in your particular case.


Filing for bankruptcy in Tennessee comes with various costs that need to be considered. The primary expenses include attorney fees, court filing fees, and the cost of credit counseling and debtor education courses. Additionally, there may be additional costs depending on your individual circumstances. It’s crucial to consult with an experienced bankruptcy attorney to understand the specific costs involved in your case.


– United States Courts: Bankruptcy Filing Fees –
– Tennessee Bar Association: Bankruptcy Basics –
– Upsolve: How Much Does It Cost to File Bankruptcy in Tennessee? –