How to close a chase credit card?

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Closing a Chase credit card can be a straightforward process if you follow the necessary steps. Whether you’re looking to close your card due to high fees, a change in financial circumstances, or simply because you no longer need it, this article will guide you through the process of closing a Chase credit card.

Step 1: Pay off your balance

Before closing your Chase credit card, it’s important to ensure that you have paid off any outstanding balance. This will prevent any complications or additional charges that may arise if you close the card with an unpaid balance. Take the time to review your statement and make the necessary payments to bring your balance to zero.

Step 2: Redeem any rewards

If your Chase credit card offers rewards, such as cash back or travel points, make sure to redeem them before closing the card. Log in to your Chase online account or contact Chase customer service to redeem your rewards. Keep in mind that once you close your credit card, you may lose any unused rewards associated with it.

Step 3: Contact Chase customer service

To officially close your Chase credit card, you will need to contact Chase customer service. You can find the customer service number on the back of your credit card or on the Chase website. When you call, be prepared to provide your account information and answer any security questions to verify your identity.

Step 4: Confirm the closure

During your call with Chase customer service, make sure to confirm that your credit card account has been closed. Ask for a confirmation number or email to have a record of the closure. It’s important to keep this confirmation for your records in case any issues arise in the future.

Step 5: Monitor your credit report

After closing your Chase credit card, it’s a good idea to monitor your credit report to ensure that the closure is reflected accurately. You can obtain a free copy of your credit report from each of the three major credit bureaus (Equifax, Experian, and TransUnion) once a year. Review your credit report to ensure that your closed Chase credit card account is reported as closed.


Closing a Chase credit card involves a few simple steps. First, pay off any outstanding balance on the card. Next, redeem any rewards associated with the card. Then, contact Chase customer service to officially close the card and obtain a confirmation of the closure. Finally, monitor your credit report to ensure that the closure is accurately reflected. By following these steps, you can successfully close your Chase credit card.


– Chase:
– Equifax:
– Experian:
– TransUnion: