Introduction
Kohl’s is a popular retail chain in the United States that offers a variety of products, including clothing, accessories, home goods, and more. In addition to their retail offerings, Kohl’s also provides customers with a credit card that can be used for purchases both in-store and online. But who is Kohl’s credit card through? In this article, we will dive deeper into this topic to provide you with a comprehensive understanding of the issuer behind Kohl’s credit card.
The Issuer: Capital One
Kohl’s credit card is issued by Capital One, one of the largest banks in the United States. Capital One is known for its wide range of financial products and services, including credit cards, loans, banking, and more. As the issuer of Kohl’s credit card, Capital One handles the application process, sets the terms and conditions, and manages the customer accounts.
Benefits of Kohl’s Credit Card
Kohl’s credit card offers several benefits to its cardholders. These benefits include:
1. Discounts and Rewards: Kohl’s credit cardholders enjoy exclusive discounts and rewards on their purchases. They receive regular coupons and promotional offers, allowing them to save money while shopping at Kohl’s.
2. Kohl’s Cash: Cardholders earn Kohl’s Cash, which is a form of store credit, based on their purchases. They can redeem this Kohl’s Cash on future purchases, further enhancing their savings.
3. Special Financing: Kohl’s credit card offers special financing options on certain purchases. Cardholders can take advantage of these financing offers to make larger purchases and pay them off over time without incurring interest charges.
Applying for Kohl’s Credit Card
To apply for Kohl’s credit card, you can visit their website or apply in-store. The application process is relatively straightforward and requires providing personal information such as your name, address, social security number, and income details. Capital One will review your application and determine your eligibility based on their criteria, including your credit history.
Managing Your Kohl’s Credit Card
Once approved for Kohl’s credit card, you can manage your account online through Capital One’s website or mobile app. This allows you to view your balance, make payments, track your rewards, and access other account-related information. Capital One provides a user-friendly interface to ensure a seamless experience for cardholders.
Conclusion
In conclusion, Kohl’s credit card is issued by Capital One, a well-known financial institution in the United States. Capital One offers a range of benefits to Kohl’s credit cardholders, including discounts, rewards, special financing, and more. Applying for the card is easy, and managing the account can be done conveniently through Capital One’s online platform. By understanding who is behind Kohl’s credit card, customers can make informed decisions and take advantage of the benefits offered.
References
– Capital One: www.capitalone.com
– Kohl’s: www.kohls.com
